Suburban Essex Chamber of Commerce

About Us

America’s Mortgage Lender is a Licensed Mortgage Banker in New Jersey, Licensed Correspondent Lender in Connecticut, Licensed Mortgage Banker in New York, Mortgage Broker in the State of Pennsylvania, Mortgage Banker in the State of Florida, Mortgage Banker in the State of Pennsylvania.
Our Corporate Head-Quarters is located in Whippany, NJ. We have expanded our foot print in Sarasota, Florida. Which has allowed us to provide timely closing services for all our clients. We are rated as an A+ business by the Better Business Bureau and have proved that we consistently deliver top of the line service to anyone involved in the mortgage process. Through building its relationships with Experience, Integrity, Professionalism and Trust, America’s Mortgage Lender, has allowed itself to become the first place you call when looking for a mortgage.
We pride ourselves on providing exceptional, personalized and customized services to our clientele, rather than trying to sell loans for the sake of selling. This philosophy has quickly set America’s Mortgage Lender apart from other mortgage companies.
Our outstanding reputation coupled with our professional and knowledgeable loan specialists provide our clients with first class service from start to finish. Our loan specialists will walk you through the entire process starting with the submission of your loan file to its speedy and timely closing. Throughout the whole process our loan specialists are here to provide meaningful solutions to your financial questions.
Clearly, the goal of America’s Mortgage Lender is to ensure that your mortgage experience is done in a professional manner which is client centric, rather than product centric. It is our belief that being a “trusted advisor” in cash flow analysis will provide the client with the necessary piece of mind that is too vital to have during the process. To further guarantee your satisfaction during the mortgage process you are encouraged to contact our friendly and knowledgeable staff with any questions you many have, they will be happy to assist you.

Helping My Community Achieve the American Dream

RAFAEL E GAVIDIA LOAN OFFICER NMLS# 856540

After 18 years of working in banking, I have learned that mutual trust equals good business and long relationships. I helped people achieve the American Dream through home ownership and also help provide a better financial position through refinancing. My goal is not only to guide you through the borrowing process; but also to explain your financial options in order to make an educated financial decision.

Después de 17 años de trabajar en la industria bancaria, he aprendido que la confianza mutua equivale a buenos negocios y relaciones. He Ayudado a personas a alcanzar el sueño americano a través de la propiedad de viviendas. También ayudé a proporcionar una mejor posición financiera a través de la refinanciación. Mi objetivo no es solo guiarlo en el proceso de préstamo; sino también a explicar sus opciones financieras para tomar una decisión financiera informada.

Services
FHA (First Time Home Buyer Loans), Conventional Mortgages, 203K Renovation Loans, VA, FHA Streamline, Refinance, Heloc, ITIN and Down Payment Assistance.